Hull Money | A Culture of Fairness

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Loans

Fair and affordable personal loans

If you are being charged interest of more than 299%? STOP – Hull Money may be able to introduce you to a cheaper alternative

Personal loans available from £100 to £5,000. Terms and conditions apply.

If you already save or borrow with the Credit Union, they should be your first point of contact if you need a loan.


Some things to think about before applying for a loan…

Can you afford it? Do you need the loan? How long will it take to repay?

Click here to access our information guide, which should help you decide if applying for a loan is the right decision for you.

 


Responsible Lenders

All of the credit suppliers are “Responsible Lenders” this means they must act in your best interest by:-

  • Only making loans that are affordable
  • Clearly explaining any terms and conditions of the loan
  • Providing support if your circumstances change and you are struggling to make repayments

If you apply for a loan, be open about your circumstances. The lender will do some checks  as part of their process of confirming affordability. They will be less likely to be able to help if the checks reveal that you have kept back some information.

 

 

Hull & East Yorkshire Credit Union

We provide fair, affordable and responsible loans for the people of Hull, East Yorkshire, Northern Lincolnshire and selected employers from £100 upwards with flexible repayments, interest rates capped by law, and an option to save as you borrow.

APR representative

42.6% maximum

Loans available

£100 upwards

Pay Weekly

Pay Fortnightly

Pay Monthly

Flexible repayments from

4 to 260 weeks

No hidden or admin fees

Decision within

24 - 48 hours

Funds disbursed within

1 working day

Same day payments available

Yes - £0 charge

Terms & conditions apply

Conduit

A community lender you can trust offering fair and affordable personal loans and who present an alternative solution to high cost credit.

APR representative

99.8%

Loans available

£100 - £1000

Pay Weekly

Pay Fortnightly

Pay Monthly

Flexible repayments from

4 to 52 weeks

No hidden or admin fees

Decision within

24 hours

Funds disbursed within

3-5 working days

Same day payments available

£7 fee

Terms & conditions apply